Your sale
About this amount: Mortgage to repay (£)
Use your lender’s completion redemption figure, including any interest due.
As of 25 September 2026 · early repayment charge is separate
Selling costs
About this amount: Estate agent fee (%, including VAT)
Assumes 1% including VAT, subject to agreement. If the agent quotes 1% plus VAT, enter 1.2%. The slider and quick buttons let you explore lower rates.
HJL quote · VAT and listed disbursements included
About this amount: Sale legal fees (£)
HJL quote 6819384, dated 17 September 2026: legal fee £3,000; ID / anti-money-laundering work £120; one bank transfer £60; ID search £19.14; title documents £14. Total £3,213.14, including VAT. Additional transfers are £60 each; title documents are £14 per title. Further disbursements may arise: add these to the total if confirmed.
About this amount: Early repayment charge (£)
Only add early repayment or exit charges here if they are not already included in the mortgage amount above.
Your purchase
About this amount: Stamp Duty Land Tax (£)
Recalculate uses standard residential SDLT in England and Northern Ireland, assuming a replacement main home, with no additional-property or non-resident surcharge, relief or lease-rent tax. It updates the field once; later price changes do not overwrite it.
Entered amount · use Recalculate after changing the price.
Buying & moving costs
About this amount: Purchase legal fees & searches (£)
Include conveyancing, searches, Land Registry and transfer charges. Presets retain the original new-build planning amounts.
About this amount: Survey / snagging (£)
An independent home survey or new-build snagging inspection. This is separate from any lender valuation.
About this amount: Moving & other costs (£)
Include removals, packing, storage and any other moving costs you will pay.
About this amount: Seller / developer contribution (£)
Enter only contributions that reduce costs included in this calculation. Non-cash upgrades or free items should not be counted as cash.
Your move at a glance
Cash remaining after the move
About this amount: Cash you want to keep (£)
The maximum purchase budget uses standard SDLT at the suggested price, even if you entered a different tax amount for your current purchase.
Budget estimate uses standard SDLT, not the entered tax amount.